The Australian financial landscape for families is set to shift in mid-2025 with updated indexation rates for social security payments. The specific figure of $227.36 has generated significant interest among parents and guardians across the country. This amount refers to the new maximum fortnightly rate for Family Tax Benefit (FTB) Part A for each eligible child aged between 0 and 12 years.1 Starting from 1 July 2025, this adjustment is designed to help Australian households keep pace with inflation and the rising cost of living.2 It is not a standalone “bonus” payment but rather the indexed base payment that eligible families will receive every two weeks if they meet the income and residency requirements.
Breakdown of the 2025 Rate Increases
The $227.36 figure is part of a broader update to the welfare system managed by Services Australia. While the spotlight is on the rate for younger children, families with teenagers also see changes.3 For children aged 13 to 19 who meet study requirements, the rate rises to approximately $295.82 per fortnight.4 These adjustments ensure that the assistance provided scales with the typically higher costs associated with raising older children. It is crucial for beneficiaries to understand that these rates are the “maximum” payable amounts. Your actual payment may differ based on your specific adjusted taxable income and whether you share care of your children with another parent or guardian.5
Comprehensive Eligibility Criteria
To qualify for the $227.36 fortnightly payment, you must meet strict eligibility standards set by the government.6 primarily, you must have a dependent child under the age of 13 for this specific rate, or under 19 for the higher teen rate. You must care for the child at least 35% of the time and meet Australian residency rules.7 Additionally, your child must meet immunisation requirements and, if they are turning four, receive a health check.8 The system is means-tested, meaning your family’s combined income determines your access to these funds.9 Families earning above the newly adjusted income thresholds may see their payments reduced by 20 cents for every dollar earned over the limit until the payment reaches a base rate or zero.
2025 Payment Rates and Thresholds Data
The following table provides a clear snapshot of the projected payment rates and income limits effective from July 2025. This data helps you estimate your potential entitlements before you log in to claim.
| Payment Category | Child Age / Condition | Max Fortnightly Rate (From July 1, 2025) |
| FTB Part A | Child 0 – 12 years | $227.36 |
| FTB Part A | Child 13 – 15 years | $295.82 |
| FTB Part A | Child 16 – 19 years (Student) | $295.82 |
| FTB Part B | Youngest child under 5 | $193.34 |
| FTB Part B | Youngest child 5 – 18 | $134.96 |
| Income Threshold | For Max Rate (Part A) | ~$66,722 (Adjusted Taxable Income) |
Important Payment Dates and Schedules
Centrelink generally processes Family Tax Benefit payments on a fortnightly basis.10 However, the specific day you receive your money depends on when your claim was finalized. For the 2025 financial year, payments will continue in this two-week cycle, but you should be aware of public holidays which can shift payment dates.11 If a scheduled payment date falls on a national public holiday, such as a bank holiday, Services Australia typically pays you early to ensure you are not left out of pocket. Alternatively, families can choose to receive their FTB as a lump sum at the end of the financial year after lodging their tax return.12 This option effectively forces a savings plan, delivering the entire year’s worth of benefits—including the FTB supplements—in one go once your income is reconciled.
Managing Income Tests and Avoiding Overpayments
One of the most common issues families face is overestimation or underestimation of income, which affects the $227.36 payment. The “Income Free Area” for FTB Part A is projected to sit around $66,722. If your family earns less than this, you are generally entitled to the full rate.13 If you earn more, your payment tapers off.14 It is vital to keep your family income estimate up to date in your Centrelink online account. If you underestimate your income, you may be paid too much throughout the year and will have to pay it back when your tax return is balanced.15 conversely, if you overestimate, you will be underpaid during the year and will receive a “top-up” after the financial year ends.
Step-by-Step Guide to Claiming
Claiming the Family Tax Benefit is a digital-first process. If you are already a Centrelink customer, the easiest way to claim the new 2025 rates is through your myGov account linked to Centrelink.16 Navigate to the “Make a Claim” section, select “Families,” and choose “Family Tax Benefit.” You will need to provide proof of birth for your child, your bank account details, and your tax file numbers. If you are a new parent, you can often lodge a claim as part of the “Newborn Declaration” form provided by the hospital. Processing times can vary, so it is recommended to submit your claim as soon as you are eligible to avoid delays in receiving that first $227.36 payment.
FAQ
Q1: Will I get the $227.36 rate automatically if I am already on FTB?
Yes, if you are already receiving Family Tax Benefit Part A for a child aged 0-12, your payments will automatically be indexed to the new rate starting 1 July 2025. You do not need to reapply, but you must ensure your income details are current.
Q2: Can I get this payment if I earn over $100,000?
You may still be eligible for a reduced rate.17 The payment reduces for every dollar earned over the lower income threshold (approx $66,722). However, high-income earners (approx $122,000+ depending on the number of children) may eventually reach the cut-off point where Part A payments stop.18
Q3: Is the $227.36 payment taxable income?
No, Family Tax Benefit payments are tax-free. You do not need to pay income tax on this amount, but you still need to declare your taxable income to Centrelink so they can calculate your entitlement correctly.
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